Current Reverse Mortgage Rates

Updated: January 28, 2025HECM Fixed RateHECM Adjustable Rate (Annual)Jumbo Fixed Jumbo Adjustable
Current Rates7.68% - 7.93%6.19% - 6.94%8.74% - 9.49%10.175% - 11.185%
APR8.996% - 9.427%*N/A8.823% - 9.998%N/A
IndexN/A4.19%N/A4.81%
MarginN/A2.00 - 2.75N/A6.374% - 6.625%
Monthly Service Fees$0$0$0$30
MIP0.50%0.50%NoneNone
Lending Limit$1,209,750$1,209,750Max Loan: $4,000,000Max Loan: $4,000,000